NPCI Launches UPI 2.0: Here Are Top New Features

What is UPI PIN & How to Create and Reset a UPI PIN?

Unified Payments Interface (UPI) PIN is a four or six-digit Personal Identification Number used to authenticate and authorize transactions made through UPI-enabled apps. It acts as a secure key to access your bank account and complete transactions seamlessly. Creating and resetting a UPI PIN is a simple process, ensuring the security of your digital payments. […]

Unified Payments Interface (UPI) PIN is a four or six-digit Personal Identification Number used to authenticate and authorize transactions made through UPI-enabled apps. It acts as a secure key to access your bank account and complete transactions seamlessly. Creating and resetting a UPI PIN is a simple process, ensuring the security of your digital payments.

How to Create a UPI PIN:

  1. Open your UPI-enabled app: Launch the mobile banking app or any UPI-enabled app provided by your bank.
  2. Select the option to set UPI PIN: Navigate to the settings or profile section of the app. Look for the option related to UPI PIN or security settings.
  3. Choose your bank account: If you have multiple bank accounts linked to the app, select the account for which you want to set up the UPI PIN.
  4. Enter your Debit Card details: You’ll be prompted to enter your Debit Card number, expiration date, and CVV (Card Verification Value).
  5. Set your UPI PIN: Once the card details are verified, you’ll be asked to set a new UPI PIN. Enter a four or six-digit PIN of your choice. Ensure it’s unique and easy for you to remember but difficult for others to guess.
  6. Confirm your UPI PIN: Re-enter the PIN to confirm and finalize the setup process.
  7. Verification: Some banks may require additional authentication steps such as OTP (One-Time Password) verification to complete the process.
  8. Confirmation: Once successfully set up, you’ll receive a confirmation message or notification indicating that your UPI PIN has been created.

How to Reset a UPI PIN:

  1. Access UPI PIN reset option: In case you forget your UPI PIN or need to reset it for security reasons, open the UPI-enabled app and navigate to the UPI PIN or security settings.
  2. Select ‘Reset UPI PIN’: Look for the option to reset or change your UPI PIN. It may be labeled differently depending on the app.
  3. Choose your bank account: Select the bank account for which you want to reset the UPI PIN.
  4. Authenticate: You’ll be required to provide authentication, which may involve entering your Debit Card details and completing OTP verification.
  5. Set a new UPI PIN: After successful authentication, you’ll be prompted to set a new UPI PIN. Enter a new four or six-digit PIN of your choice.
  6. Confirm the new UPI PIN: Re-enter the new PIN to confirm and finalize the reset process.
  7. Verification: Some banks may require additional verification steps to ensure the security of the reset process.
  8. Confirmation: Once the new UPI PIN is successfully set, you’ll receive a confirmation message or notification.

Security Tips for UPI PIN:

  • Keep it confidential: Never share your UPI PIN with anyone, including bank officials or customer support representatives.
  • Choose a strong PIN: Avoid using easily guessable PINs like your birthdate or sequential numbers.
  • Regularly update your PIN: Consider changing your UPI PIN periodically for added security.
  • Report any suspicious activity: If you suspect unauthorized access to your UPI PIN or account, report it to your bank immediately.

By following these steps and security tips, you can create and reset your UPI PIN with ease, ensuring secure and hassle-free digital transactions.

Also Read:

How to Create a UPI Account: A Step-by-Step Guide

How can Tuition Fee Payment on Paytm Help in Tax Savings?

UPI and BHIM: Which One is Better?

NPCI Launches UPI 2.0

Roles and Responsibilities of NPCI, PSP, and TPAP in UPI

When Do BHIM UPI Transactions Get Declined?

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