Travel health insurance is a type of coverage that safeguards you from medical emergencies during your travels, whether abroad or within your own country. Travel health insurance is particularly beneficial for those visiting countries with high medical cost or unfamiliar healthcare systems, providing coverage in case of an unexpected event. It covers hospital stays, treatments and surgeries due to illness or injury during your trip. The cost of transporting the deceased’s body back to their home country in case of death during travel is also covered in this type of insurance. Some companies also Offers compensation for lost, damaged or stolen luggage.
Some Prominent Travel Health Insurance Companies
1.Niva Bupa – Niva Bupa offers extensive coverage, protecting travellers from various risks they might be exposed to while travelling. With hospital daily cash allowance of $50. No requirement for pre-policy medical check-up.it covers up to 100% pre-existing diseases.
Website: www.nivabupa.com/travel-insurance.html
2. HDFC Ergo – HDFC Ergo provides features such as 1lakh plus cashless Hospital, 24 hrs in house claim assistant and no health check-up required for getting a travel insurance. Plan starts at ₹31 Per Day.
Website: www.hdfcergo.com/travel-insurance
3. Care Health Insurance – Provide Travel Health insurance with no upper age limit. Their insurance features Silver, Gold and Platinum based on individual needs. Plan starts at ₹72 Per Day.
Website: https://www.careinsurance.com/travel-insurance
4. Tata AIG – It offers Travel Insurance prices starting at ₹24.8 Per Day*. Some of the features are instant policy approval without any medical test, pay in rupees get covered in dollars and also coivd-19 cover.
Website: www.tataaig.com/travel-insurance
5. Bajaj Allianz – Offers Travel Health Insurance starting from ₹233*. It Covers all the feature an ideal travel insurance policy.
Website: www.bajajallianz.com/travel-insurance-online
Travel health insurance is a crucial protection for anyone heading on a trip. Before purchasing a policy, verify whether you already have coverage through your existing health or car insurance, or via your credit card. You also want to consider travel health insurance if your current health insurance does not cover international expenses.
